Friday 22 February 2013

Payment Methods and What You Should Know - CCA's

This post is the third in my Payment Methods and What You Should Know series.
 

What is a CCA?

CCA stands for continuous card authority, and this is a payment method that not many people are aware of, even when they have one set up!

Monday 18 February 2013

Payment Methods and What You Should Know - Direct Payments and Transfers


This post is the second in my Payment Methods and What You Should Know series.

Direct Payments

What is a direct payment? This is a bank transfer from your account, to another person, or organisation's bank account, for the purpose of paying a bill. A reference number or code is usually attached to the process so the other party can see the payment and tie it up with the relevant transaction at their end.

Wednesday 13 February 2013

Payment Methods and What You Should Know - Direct Debit

On the way home from work last night, I was chatting with a friend when the subject of monthly bills and banking came up.
 
It turns out my friend didn't realise Direct Debits are entirely controlled by the other party who bills him!
 
He's a bit older than me, so I was shocked.
 
Then I started paying a bit more attention to what some of my peers knew about basic banking, and where they stood with what - oh dear, oh dear, oh dear...!

So this is the first of a series of posts to do with everyday banking, and covers such things as payment methods, the rules regarding them, and personal bank accounts.

Friday 1 February 2013

10 Tips for Buying a New Mobile Phone

So I finally got round to replacing my battered mobile...
 
(This is a continuation of my previous post: Coming to the End of My Mobile Phone Contract)
 
I'd been keeping an eye on the prices for a couple of phones over the last few months, hoping the contract rates would drop in the New Year.
 
It seems to me that newer models, and more fashionable models are often sold at prices that are a little over the odds, but then that's business for you. If there's the demand for a product, the price will go up!
 
So what did I do in the end?